When we work with new clients to help them plan for the future, one of the first things we talk about is an emergency fund. Mainly, if they have one in place or not. If they have – great! They are already one step ahead in the g...
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Financial planning is something that doesn’t always come easily. But for business owners, it’s an essential part of running your business. Making sure that your financial performance is on track to meet your goals and allowing...
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There is no denying that Covid-19 is a crisis. In fact, it’s what we would describe as a ‘Black Swan Event’ – something that comes as a surprise, has a major effect, and will probably be pretty predictable once we have the...
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Covid-19 hasn’t gone away – but we’re sure you’ve noticed that. As we enter our 8th week of lockdown, businesses are becoming more and more worried about their financial health and cashflow, and are now looking for ways to...
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No one likes to think of a time when they lose their independence. But it could happen to all of us at some point, some sooner than others. The problem with not thinking about it is that you could end up facing the bill for your c...
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If there’s one rule we believe in in life, it’s that it’s always easier to plan your route when you know what the destination is. Otherwise it’s a bit like getting in the car and not knowing where you’re going. You can d...
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