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Not all mortgage lenders are the same

Not all mortgage lenders are the same

June 26 2018 | Category: Latest Trends

In years gone by the major banks and building societies all had very similar lending criteria and there was very little difference in their product ranges.  With new lenders joining the mortgage marketplace, some with highly inno...

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Should I Transfer My Old Company Pension?

Should I transfer my old company pension?

September 25 2017 | Category: Latest Trends

Since pension freedoms were introduced in 2015 making it easier to draw money out of pensions, many people are considering transferring from final salary (also known as defined benefit) pensions into personal pensions. Whilst t...

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An introduction to the Lifetime ISA

An introduction to the Lifetime ISA

May 26 2017 | Category: Latest Trends

The new Lifetime Individual Savings Account (or ISA) is designed to help young people save flexibly throughout their lives for the long-term. Individuals over the age of 18 and below 40 are able to open a Lifetime ISA and pay i...

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Savings interest rates

Where has the interest on savings gone?

February 01 2017 | Category: Latest Trends

With the Bank of England base rates now at historic lows we are finding that the major banks just do not want to hold instant access monies and their rates of interest are plummeting. As examples, many popular savings accounts ...

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Pension freedoms - what do they mean?

Pension Freedom

March 12 2015 | Category: Latest Trends

So you’ve seen all of the press, read all about it and you’re ready to cash in your pension for a lump sum. But is that really the right thing for you to do? In a rather unexpected announcement, George Osborne revealed in h...

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Budget 2014: What do the pension changes mean?

March 21 2014 | Category: Latest Trends

The announcements made in this week’s budget set out some of the biggest changes to UK pensions for a generation. Up until now, it has only been possible to draw an income from a pension by the way of a fixed income for life ...

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UK markets lag during November

December 06 2013 | Category: Latest Trends

Most major equity markets posted gains in November despite some short-term volatility that was primarily triggered by macroeconomic data and speculation about the future path of US monetary stimulus. However, despite mounting evid...

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Getting your name on a lifeboat

October 14 2013 | Category: Latest Trends, Uncategorised

They say that nothing is certain except death and taxes, but there are many things we can plan to do that at least reduce the taxes part and one relief in particular can also help you be philanthropic on death. All gifts made t...

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Back in positive territory

August 08 2013 | Category: Latest Trends

After a broadly negative June, most major equity indices returned to positive territory during July. However, investor sentiment was dampened by mounting speculation over the outlook for China – and specifically concerns over...

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New tax year, new tax rates

April 18 2013 | Category: Latest Trends

With the new tax year we see changes in Income Tax thresholds. For those under 65, the Personal Allowance (the money you can earn before paying tax) has increased to £9,440 but for those aged 65 and over it has not increased over...

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