Pensions get a bad press. Sometimes justifiably, but often not. With so much stigma around them, is it actually worth paying into a pension? In short, probably yes. If you want to retire one day, it's a key way of saving for yo...
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The last thing that most people want to prepare for is the cost of funding their long term care in later life. The reality though is that this can be a major expense which can decimate savings and a little forward planning ca...
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We've come across some very good and some very poor examples of financial advice and thought that it would be a good idea to set out for you just four key questions to ask when you are looking for a financial adviser Are you an...
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Having a financial plan is the key to securing your financial future and reaching those all important goals and objectives. But what would happen to that plan and your family if you became seriously ill, were made redundant or,...
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Equity release is a generic term for realising the value of some of the capital locked up in your home to be used to fund needs in later years. Whilst it is available to home owners over the age of 55, the available proportion of ...
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Many people want to make gifts of capital to their grandchildren, but before making any gifts it first may be advantageous to consider a number of factors to ensure that the monies are available when they are needed. The first ...
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With extended life expectancies and the steady demise of the better final salary pension schemes, equity release arrangements to fund capital or income needs in later life from the monies tied up in ones home is becoming a more fr...
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Ethical investment – or Socially Responsible Investing (SRI) – has moved from the sidelines to become a credible option for forward-thinking investors. In the past, when making the decision to invest ethically, many investors ...
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Marriage allowance is a tax benefit which means that a spouse or civil partner may now be able to transfer some of their unused personal allowance to the other. This is aimed directly at couples where one partner does not earn eno...
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It is said that retirement is the point in life where you have earned all the money you are going to and now all you have to do is make sure that it does not run out before you do. Historically for many this was achieved by an ...
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