When we work with new clients to help them plan for the future, one of the first things we talk about is an emergency fund. Mainly, if they have one in place or not. If they have – great! They are already one step ahead in the g...
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If there’s one rule we believe in in life, it’s that it’s always easier to plan your route when you know what the destination is. Otherwise it’s a bit like getting in the car and not knowing where you’re going. You can d...
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Well, this is an article we never thought we would need to write. The first official pandemic in a decade, and the most severe since Spanish Flu, Covid-19 has turned life as we know it upside down. With many businesses shut down a...
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The world today looks very different than it did just 8 weeks ago. Entire industries that were thriving are now on the brink of collapse, the workforce has gone digital and no one has ever spent so much time at home. Over the last...
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Let’s face it – everyone wants to have a solid financial plan that provides for their family and their future. But only 40% of people actually have one. The problem is that unless you develop a formal strategy for your finance...
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Every year, new and inventive scams are designed by criminals to steal your data. For a long time, such scams were mainly aimed at individuals, but now, the biggest targets for scams and fraud are small businesses. Because small b...
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There are only 2 things that are certain in life – death and taxes. But while you can’t do too much about death, there are some things you can do during your life that will reduce the amount of tax you need to pay. There are a...
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No one likes to think about getting divorced – but it’s the sad truth that 10.6% of marriages and civil partnerships will end in divorce. True, these rates are the lowest they’ve been for the past 50 years, but it’s not av...
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Here’s a news flash for you - investing can be for everyone. A lot of people think that investing is only for people who already have a lot of money to flash around, and just want to make themselves a little more comfortable. Bu...
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According to surveys, two thirds of Brits have no idea what their credit score is. More worryingly, more than half don’t actually know how much they owe on credit cards and loans. There are a lot of reasons for this, but poor fi...
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