Bath Financial Advice
Our integrated approach combines expertise in business growth, family financial security, and retirement planning into a single, strategic partnership. Designed for those committed to excellence across all life stages, Chilvester offers the guidance needed to thrive in today’s world.
Talk With An Expert
For a friendly chat with our team, give us a ring on 01249 810050. We’re here Monday to Thursday, 9:00 AM – 5:00 PM and Friday, 9:00 AM – 2:00 PM, eager to explore how we can help your financial needs!
Who We Help
Discover how we can help you achieve your goals and plan for a prosperous future.
01
Retirement ready
We specialize in providing advice for every stage of retirement.
02
Business owners
Whether you’re starting up, expanding, looking to sell, or retire, our expert team at Chilvester Financial in Bath can help you grow, protect, and transition your business wealth at every stage of your business journey.
03
Family focused
Our advice will give you peace of mind that your family’s future is secure.
Andy Tottman - Managing Director, Financial Planner
How We Work In Bath
Fully Managed service
- Yearly planning review
- An assigned Senior Financial Planner
Investment service
- Progress toward your goals
- Ensuring your investments are on track
Our Approach
At Chilvester Financial, we guide you through a simple, transparent process to help you achieve your financial goals. From our initial meeting to the final implementation, we work closely with you every step of the way.
01
Initial Consultation
This no-cost, no-obligation meeting allows us to understand your financial goals and how we can help.
02
Detailed Analysis
We collect all the necessary information to thoroughly research and evaluate potential options.
03
Strategic Planning
We work with you to design a comprehensive plan that addresses your needs and sets a clear path forward.
04
Plan Implementation
This phase involves putting your financial plan into action and setting up and implementing the agreed strategy.
Why Choose Us
We pride ourselves on offering down-to-earth, personalized advice without the jargon. Our friendly and approachable experts are dedicated to helping you navigate the complexities of financial planning with ease and confidence.
We’re here to support you every step of the way, making sure you feel informed and empowered to make the best decisions for your future.
We're completely independent
- We provide unbiased advice, tailored to you
- Access to a wide range of financial products and solutions from the whole of the market
We support our local communities
- We are actively involved with local groups and initiatives, including Marlborough Rugby, FC Calne and the Calne Music and Arts Festival
- We've built strong relationships with local businesses and organisations
A team approach
- Our size means you benefit from the collective expertise of our whole team
- You'll be assigned a Senior Financial Planner as your main point of contact
- The wider team are always on hand to help with queries or questions
A proven track record
- We look after over 400 client families, with many success stories and testimonials from happy clients
- With a 25 year history, we've a long-standing record of helping clients achieve their financial goals
Our Team
Andy Tottman
Andy is the Managing Director at Chilvester Financial. His clients are typically business owners, where he advises on employee benefits and the Directors and senior management's personal finances.
When not at work, Andy enjoys physical activities and entering local challenging events, and can often be seen at local clubs and charities that Chilvester sponsor.
Sam Binstead
Sam is a Chartered Financial Planner and carries the Pension Transfer Specialist qualification. He chairs our Investment Committee and his key area of interest is retirement planning and working with business owners.
Sam is an avid reader, keen runner, and enjoys spending time outdoors with his family and two dogs. When not in the office, he can usually be found visiting theme parks or riding a motorcycle.
Darren Broomfield
Darren joined Chilvester with the acquisition of Sovereign Asset Management in 2022, bringing a wealth of experience and knowledge.
He enjoys holidays and travelling with his family, touring on his motorcycle, and keeping fit.
FAQs about Financial Advice in Bath
Chilvester Financial specializes in providing independent financial advice and investment management for families, professionals, and business owners, helping them build and maintain comprehensive financial plans.
Chilvester Financial offers tailored advice for every stage of retirement planning, ensuring that clients can navigate the complexities of preparing for life after work with confidence.
Chilvester Financial assists business owners at all stages, from startup to expansion and succession planning. Their expert team helps grow and protect business owners’ wealth throughout their business journey.
Yes, Chilvester Financial provides expert advice on estate planning, ensuring that clients can build, protect, and pass on their wealth effectively, giving peace of mind about their family’s financial future.
Yes, Chilvester Financial is an independent financial planning firm. This independence allows them to provide unbiased advice focused solely on clients’ best interests.
Whether or not you need a financial advisor for your pension depends on several key factors:
- Complexity of Your Pension Plan
- Your Financial Literacy and Confidence
- Overall Retirement Goals
- Changing Financial Landscape
- Peace of Mind
While not everyone requires a financial advisor for their pension, consulting one can provide clarity, optimize your retirement savings, and ensure your pension contributes effectively towards achieving your retirement goals
Chilvester Financial is authorised and regulated by the Financial Conduct Authority (FCA), ensuring they adhere to strict regulatory standards.
Chilvester Financial’s client-centric approach, extensive experience, and commitment to excellence make them a leading choice for robust financial planning