Let’s talk money, just the advice you need.

August 02 2021 | Category: Money advice

When it comes to our finances, many of us just don’t want to talk about it. It can be seen as a very private matter, and something that you don’t feel the desire to talk about with friends or family; let alone a professional.

For decades there has been a stigma surrounding conversations of how much you make, how much you save, and how much you spend. This doesn’t have to be the case though. By actively talking about our finances, we can gain a better understanding of how others manage their money, which could potentially be very useful if you’re struggling and need a few tips.

It can also be very beneficial to talk to our children about how money works. Many adults went their entire childhoods without learning anything about money, how to spend it wisely and how to save it. This puts them at a disadvantage in their adult years as they’re suddenly expected to pay for food, rent, bills and utilities. Talking to our children early about the proper way to handle money can set them up for the future.

Of course, talking to your friends and family can only get you so far. Sometimes the advice of a friend or relative just won’t do, and in such a case, your best bet is to seek the help of a professional.

According to a Royal London study, almost 3 in 4 adults in the UK don’t seek financial guidance from a professional financial adviser. There can be many reasons behind this. Some people may be scared or embarrassed to talk about their finances, while others simply don’t think they need it.

The FCA have suggested though that anyone who has £10,000 or more in assets may benefit from the support of a financial adviser, who can assist in managing their finances and ensuring they’re getting the most out of their money.

Of course, some people who actually do want financial advice are often turned away. A lot of financial advisers will not see clients who don’t have a large sum of money saved, as they don’t see it as economical to their business. Here at Chilvester Financial though, we see things differently.

We treat all our clients the same, regardless of income. There is no job too big or too small. Not only that, but we have a team of professionals with decades of experience. It is our goal not only to give you just the advice you need, but to also make you feel comfortable and at ease. We believe that talking about our money shouldn’t be a scary prospect, so we will talk you through every step of the way.

We deal with a huge range of financial matters, from managing your finances, buying your first home and taking out a mortgage or helping you plan for your retirement. So, if you’re in need of financial advice, or just want to talk to a professional about your situation, then book a free, no obligation consultation with one of our qualified advisers today!