Call us on 0800 368 7650. We’re here Monday to Thursday, 9:00 AM – 5:00 PM and Friday, 9:00 AM – 2:00 PM
Call us on 0800 368 7650. We’re here Monday to Thursday, 9:00 AM – 5:00 PM and Friday, 9:00 AM – 2:00 PM
We believe in complete transparency. Our fees are always discussed and agreed upon in advance, ensuring there are no surprises.
For a friendly chat with our team, call us on 0800 368 7650. We’re here Monday to Thursday, 9:00 AM – 5:00 PM and Friday, 9:00 AM – 2:00 PM.
The table below shows indicative costs of our initial advice charges. You’ll be provided with an individual quotation following an initial consultation.
We believe most people can benefit from taking financial advice, however in our pursuit of fair value we believe that you should typically have investments totalling £100,000 or above to maximise the value of our services.
Review of your pensions and planning for retirement
The cost increases with the number of pensions that need reviewing. This is generally charged at £200 per product.
Example: Mr & Mrs B. are planning towards retirement and have four pensions products between them. The cost will be £1,200 for the first two pensions, then £200 per pension after, giving a total cost of £1,600.
However complex pensions like SIPP and SSAS we would charge £2,400 as a minimum to review these plans and make recommendations.
When switching or investing new money we charge: 1.5% of the transaction value. For example; this would equate to £1,500 on a £100,000 investment or pension switch.
£1,200
Review of your investments/planning for your objectives.
The cost increases with the number of investments that need reviewing. This is generally charged at £200 per product
Example: Mr & Mrs B. are planning towards a future event and have four investments between them. The cost will be £1,200 for the first two investments, then £200 per investment after, giving a total cost of £1,600.
When switching or investing new money we charge: 1.5% of the transaction value. For example; this would equate to £1,500 on a £100,000 investment switch.
£1,200
Review of your assets to help plan who will benefit from your estate
Planning for and mitigating potential Inheritance Tax liabilities that may be payable on your death
Example: Mr and Mrs B. would like to review the value of their estate and look to minimise the amount of Inheritance Tax their family may have to pay. The cost will be £2,400 for this review.
If any new products are recommended and implemented we charge: 1.5% of the transaction value. For example; this would equate to £1,500 on a £100,000 investment
£2,400 minimum
Review of your protection needs which can include life insurance, critical illness, income protection and private medical
We are paid commission from the provider, however we reserve the right to charge minimum of £500 per product. If you cancel the product within a two year period we reserve the right to charge you the commission that has been repaid back to the provider.
A combination of the above areas
The cost increases with the number of pensions that need reviewing. This is generally charged at £200 per product.
Example: Mr & Mrs B would like help to plan for their retirement, invest a new lump sum and review the value of their estate. The cost will be £3,600 to include a review of the first six products, then £200 per product after.
When switching or investing new money we charge: 1.5% of the transaction value. For example; this would equate to £1,500 on a £100,000 investment switch.
Individual quotations: At Chilvester we will always discuss all charges and gain your written agreement before we start work for you. You will never be sent a bill that you were not expecting