Call us on 0800 368 7650. We’re here Monday to Thursday, 9:00 AM – 5:00 PM and Friday, 9:00 AM – 2:00 PM

About us

We’re here to help you make the most from your money

Talk With An Expert

For a friendly chat with our team, call us on 0800 368 7650. We’re here Monday to Thursday, 9:00 AM – 5:00 PM and Friday, 9:00 AM – 2:00 PM.

About Chilvester Financial​

We’re here to help you make the most from your money

With Chilvester you can always rely upon our advice. Founded over 25 years ago, we are a well established independent financial planning firm with decades of experience and a track record of providing expert advice.

We are a trusted advisers for people seeking a financial plan and ongoing support from an independent financial adviser. With our extensive experience, client-centric approach, and commitment to excellence, Chilvester Financial stands out as a leading choice for clients looking for robust financial planning

A father and daughter enjoying a pretend tea party inside a cozy blanket fort. The father, wearing a gray t-shirt and jeans, smiles while holding a tiny red teacup. The daughter, wearing a yellow striped shirt and overalls, drinks from a matching teacup. They are sitting on a soft carpet with a small lamp beside them, and the fort is decorated with string lights.

Our Team

Andy Tottman, Managing Director and Financial Planner at Chilvester Financial

Andy Tottman

Managing Director, Financial Planner

Andy is the Managing Director at Chilvester Financial. He typically advises business owners and senior managers on their personal finances.

When not at work, Andy enjoys physical activities and entering challenging events, and can often be seen at the local clubs and charities that Chilvester sponsor.

Sam Binstead, Director and Chartered Financial Planner at Chilvester Financial

Sam Binstead

Director, Chartered Financial Planner

Sam is a Chartered Financial Planner and chairs our Investment Committee. His key area of interest is retirement planning and working with business owners.

Sam is an avid reader and enjoys spending time outdoors with his family and two dogs. When not in the office, he can usually be found out running, or riding a motorcycle.

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Darren Broomfield

Senior Financial Planner

Darren joined Chilvester with the acquisition of Sovereign Asset Management in 2022, bringing a wealth of experience and knowledge.

He enjoys holidays and travelling with his family, touring on his motorcycle, and keeping fit.

Why Choose Us

Choosing Chilvester Financial means partnering with a team that truly understands your unique needs and goals.

We pride ourselves on offering down-to-earth, personalised advice without the jargon. Our friendly and approachable experts are dedicated to helping you navigate the complexities of financial planning with ease and confidence.

We’re here to support you every step of the way, making sure you feel informed and empowered to make the best decisions for your future.

We're completely independent

We support our local communities

A team approach

A proven track record

A family of four enjoying a walk in the countryside. The mother and father, dressed in sweaters and jeans, are walking behind their two children, a boy and a girl, who are holding hands and running ahead. The boy is wearing a dark sweater and orange pants, while the girl is wearing a striped shirt and green pants. They are on a dirt path surrounded by green grass and trees with autumn foliage in the background, bathed in warm sunlight.

How We Work With...

Other Professionals

We place high value on collaborating with your other professional advisers, such as your accountant, your solicitor and even business coaches, to deliver a comprehensive approach that best serves our clients. By working alongside these other experts, we add real value that ensures a seamless approach to managing and protecting your wealth.

This collaborative effort allows us to provide you with well-rounded advice and strategies that cover all aspects of your life. Our dedication to teaming up with other professionals guarantees that every aspect of your financial life is expertly handled, offering you peace of mind and confidence in your financial future.

Our Fees

At Chilvester Financial, we believe in complete transparency when it comes to our fees. We will always discuss and agree our fees before starting work, ensuring there are never any surprises.