With extended life expectancies and the steady demise of the better final salary pension schemes, equity release arrangements to fund capital or income needs in later life from the monies tied up in ones home is becoming a more fr...
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Ethical investment – or Socially Responsible Investing (SRI) – has moved from the sidelines to become a credible option for forward-thinking investors. In the past, when making the decision to invest ethically, many investors ...
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Marriage allowance is a tax benefit which means that a spouse or civil partner may now be able to transfer some of their unused personal allowance to the other. This is aimed directly at couples where one partner does not earn eno...
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It is said that retirement is the point in life where you have earned all the money you are going to and now all you have to do is make sure that it does not run out before you do. Historically for many this was achieved by an ...
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As a result of the credit crunch, now nearly 10 years ago, the number of mortgage lenders in the UK shrank dramatically. Over the last couple of years however we have seen the re-emergence of new banks and other sources of mortgag...
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Such a lovely topic should always start with a quip. “In the city a funeral is just an interruption of traffic; in the country it is a form of entertainment. ” ― George Ade It is said that the only certainties in life are...
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National Savings and Investments (NS&I) have today launched the much awaited new issues of the 65+ Guaranteed Growth Bonds. There are two issues; a one year and three year fixed term deposits. Investment terms The invest...
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Although there is no bad time to review your retirement arrangements, with all the changes taking place in the sector, now is a particularly appropriate moment to ensure you are making the most of your pension. Lost and found ...
READ ARTICLE In today’s Budget, Chancellor George Osborne unveiled a number of changes in the ISA system to help encourage savings. Last year it was announced that from the new tax year commencing 6 April, the annual ISA limit was increas...
READ ARTICLE The cost of care in later life can sap your lifetime savings, force you to sell your home and leave you with very little to pass on to your children. It is a worry for many people and although funding from the local authority is ...
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