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Have you checked the interest rate lately?

May 21 2013 | Category: Money advice

Unfortunately the general trend on all savings account interest is currently downward. The reason for this is that the Treasury announced last autumn that banks could borrow virtually unlimited funds for lending from the Bank of E...

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The benefit of regular savings

May 15 2013 | Category: Money advice

In the world of investment, timing is everything. However, no matter how much hype we hear to the contrary, it is a fact that no one can predict what the market will do or when. This makes it difficult, not only deciding when to i...

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Are you getting the best annuity deal?

May 07 2013 | Category: Money advice

Many individuals seem to buy their annuity from their pension scheme provider almost by default. However, did you know that by doing so you may be missing out? Insurers have been fiercely criticised for failing to make it clear...

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Child Trust Funds and Junior ISAs

April 24 2013 | Category: Money advice

Hidden away in the detail of the 2013 budget was an announcement that the Government plan to undertake a consultation on the options for transferring a Child Trust Fund (CTF) into a Junior ISA. CTFs were scrapped in late 2010 w...

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Save yourself some money!

March 07 2013 | Category: Money advice

When we think about savings, most of us place our money in Building Societies or Banks; not many of us keep a tin under the mattress anymore! With interest rates so low and a recent distrust of banks, many people can be unsettl...

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Not letting the tax tail wag the dog

March 15 2010 | Category: Money advice

Her Majesty’s Revenue and Customs do not like tax avoidance and whilst we all try to do what we can to reduce our liabilities to tax through fair means, we must always be aware that not everything that is promoted as tax efficie...

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Are you getting the most from gift aid?

November 19 2008 | Category: Money advice, Uncategorised

I understand that a number of our clients make donations to charities or Community Amateur Sports Clubs through the use of Gift Aid. The advantage of gift aiding contributions is that the charity can reclaim the 20% basic rate ta...

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