Equity release, also sometimes called a Lifetime Mortgage, can be a fantastic way to release some capital as you get older, helping you live more of the life you want. But it’s also quite complicated, and it can cause some confu...
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If you’re an employer, then you’re probably already well aware that you need to be enrolling your staff in a workplace pension scheme. No matter what the size of your business, whether you have 1 employee or 100, you still nee...
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In this country we are lucky enough to have the NHS – which means most UK residents have access to free healthcare. This is a truly amazing system, and even though it’s under a lot of strain at the moment, it’s still one of ...
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At Chilvester Financial, we provide a wide range of financial protections and insurance, all designed to help you make the best decisions for you and your family now, and in the future. Critical illness cover is something we get a...
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Buying a property isn’t a simple process. There are a lot of steps to take, hoops to jump through and things to remember. In fact, if you’ve never done it before, it can feel a bit daunting. And that isn’t helped by the fact...
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There are quite significant differences between standard domestic mortgages and ones for a commercial property. For a start, while many home mortgages are suitable for a wide range of customers, commercial products tend to need a ...
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Retirement might feel like it’s a way off for you yet, but it’s never too early to start preparing. After all, for most of your working life you have (hopefully) been contributing to or building up some form of pension, to fun...
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Your home is probably your most financially important asset. Once you’ve paid off that mortgage, however, that property represents a large amount of tied up capital. While you might be happy leaving it there, many people want to...
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If you are in the fortunate position to be able to save some money for the future, you may be wondering which is the best form of investment. Will you be better off investing in stocks, putting it in some form for ISA, or just lea...
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In our recent post about building your financial plan we introduced the idea of cashflow planning. This video explains a bit more about how cashflow planning can help to map out your financial future, and why we think it's a p...
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