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Marriage allowance

What is the marriage allowance?

April 28 2017 | Category: Money advice

Marriage allowance is a tax benefit which means that a spouse or civil partner may now be able to transfer some of their unused personal allowance to the other. This is aimed directly at couples where one partner does not earn eno...

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Will your money last you in retirement?

All the money has to do is last a whole retirement

June 01 2016 | Category: Money advice

It is said that retirement is the point in life where you have earned all the money you are going to and now all you have to do is make sure that it does not run out before you do. Historically for many this was achieved by an ...

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Independent mortgage advice

The value of independent mortgage advice

April 01 2016 | Category: Money advice

As a result of the credit crunch, now nearly 10 years ago, the number of mortgage lenders in the UK shrank dramatically. Over the last couple of years however we have seen the re-emergence of new banks and other sources of mortgag...

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Who will pay for your funeral

Who will pay for your funeral?

February 05 2015 | Category: Money advice

Such a lovely topic should always start with a quip. “In the city a funeral is just an interruption of traffic; in the country it is a form of entertainment. ” ― George Ade It is said that the only certainties in life are...

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Over 65 bonds

At last a decent interest rate for the older saver

January 15 2015 | Category: Money advice

National Savings and Investments (NS&I) have today launched the much awaited new issues of the 65+ Guaranteed Growth Bonds. There are two issues; a one year and three year fixed term deposits. Investment terms The invest...

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It’s time to take control of your pension

April 02 2014 | Category: Money advice

Although there is no bad time to review your retirement arrangements, with all the changes taking place in the sector, now is a particularly appropriate moment to ensure you are making the most of your pension. Lost and found ...

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Changes to the ISA savings rules

March 19 2014 | Category: Money advice

In today’s Budget, Chancellor George Osborne unveiled a number of changes in the ISA system to help encourage savings. Last year it was announced that from the new tax year commencing 6 April, the annual ISA limit was increas...

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Helping with the cost of Care

December 16 2013 | Category: Money advice

The cost of care in later life can sap your lifetime savings, force you to sell your home and leave you with very little to pass on to your children. It is a worry for many people and although funding from the local authority is ...

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Who pays for long term care – understanding the rules

Planning for long term care

December 11 2013 | Category: Money advice

Over the past few years, we have become all too familiar with the effects of an ageing UK population on pensions funding and the gap in state benefits. However, there is another serious issue at stake and it is one that, all too o...

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21st century income generation

June 20 2013 | Category: Money advice

Investing to generate an income used to fall into the ‘straightforward and dull’ camp. Income-seeking investors would focus primarily on cash and UK government bonds or ‘gilts’ – so-called ‘safe-haven’ options that p...

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