Hold your horses – it’s yet another Brexit blog. But bear with us here. In the past few weeks and months, the team at Chilvester have been asked about the impact of Brexit more times than we can count, both now and in the l...
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In years gone by the major banks and building societies all had very similar lending criteria and there was very little difference in their product ranges. With new lenders joining the mortgage marketplace, some with highly inno...
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Since pension freedoms were introduced in 2015 making it easier to draw money out of pensions, many people are considering transferring from final salary (also known as defined benefit) pensions into personal pensions. Whilst t...
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The new Lifetime Individual Savings Account (or ISA) is designed to help young people save flexibly throughout their lives for the long-term. Individuals over the age of 18 and below 40 are able to open a Lifetime ISA and pay i...
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With the Bank of England base rates now at historic lows we are finding that the major banks just do not want to hold instant access monies and their rates of interest are plummeting. As examples, many popular savings accounts ...
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So you’ve seen all of the press, read all about it and you’re ready to cash in your pension for a lump sum. But is that really the right thing for you to do? In a rather unexpected announcement, George Osborne revealed in h...
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The announcements made in this week’s budget set out some of the biggest changes to UK pensions for a generation. Up until now, it has only been possible to draw an income from a pension by the way of a fixed income for life ...
READ ARTICLE Most major equity markets posted gains in November despite some short-term volatility that was primarily triggered by macroeconomic data and speculation about the future path of US monetary stimulus. However, despite mounting evid...
READ ARTICLE They say that nothing is certain except death and taxes, but there are many things we can plan to do that at least reduce the taxes part and one relief in particular can also help you be philanthropic on death. All gifts made t...
READ ARTICLE After a broadly negative June, most major equity indices returned to positive territory during July. However, investor sentiment was dampened by mounting speculation over the outlook for China – and specifically concerns over...
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