About us

we do things a bit differently

Chilvester Financial was established in 1999 to provide high quality, sustainable and consistent independent financial advice to individuals and small businesses. Over the years, the business has grown to a multi-adviser practice with a range of in-house specialisms.

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About us: Finance Management Specialists

Why Chilvester could be just what you need.

Our advisers don't have sales targets and don't use jargon, while our chartered status means you only ever get expert support.

What's more, you'll find us based on the high street so you can easily come in to chat things through. And not only this, our team of specialists can provide a wide range of advice on a variety of topics, from mortgages and investments to pensions and tax planning.

Our high street locations are convenient and easy to find
High street locations
We are conveniently located and easy to find in both Calne and Marlborough.
As Chartered Financial Planners, this is the ultimate symbol of our professionalism
Chartered status
Chartered status is the ultimate symbol of professionalism in any field.
Advice from the whole of the market, just what you need
Completely independent
Our financial advice is whole of market with no bias, just what you need.
Our advisers don
No sales targets
Allows complete independence and ensures that the best outcome for the client is what matters most.
We are very clear and honest about our fair fee structure
Fair fees & pricing
Our fee and pricing structure is something we are honest and very clear about so there are no surprises.
A multi-adviser firm with specialist qualifications
Highly trained advisers
We are a multi adviser firm and our advisers have attained a number of specialist qualifications allowing us to offer a very broad range of services.

Our friendly team is here to help

Tony Capener - Chartered Financial Planner & Director
Tony Capener Director, Chartered Financial Planner

Tony established Chilvester in 1999 having worked as an IFA prior to then.

He is a Chartered Financial Planner, an Associate of the Personal Finance Society and is accredited by the Society of Later Life Advisers (SOLLA).

Tony’s main interest is the investment and retirement planning aspects of financial planning and he is our Trust speciailist.

Andy Tottman - Financial Planner & Director
Andy Tottman Director, Financial Planner

Andy came to Chilvester in 2012 and joined the Board a couple of years later.

With a background in the banking sector, one of Andy’s key area of expertise is in corporate financial planning and he is the lead adviser in our workplace pensions proposition.

Sam Binstead - Chartered Financial Planner
Sam Binstead Director, Chartered Financial Planner

Sam joined Chilvester in 2011 having previously worked for a large life assurance company. Sam is a Chartered Financial Planner and carries the Pension Transfer Specialist qualification.

He chairs our Investment Committee and, whilst he advises on all areas of financial planning, his key area of interest is retirement planning.

Rebecca Burchell - Financial Planner
Rebecca Burchell Financial Planner

Becky has over three years of financial services experience and provides advice on all areas of financial planning.

Away from Chilvester, Becky is Chair of Melksham Carnival Committee and sits on the steering group for Melksham Chamber.

Simon Foreman - Financial Planner
Simon Foreman Financial Planner

Simon joined the firm in 2005 with an IFA background. He is accredited by the Society of Later Life Advisers (SOLLA)

He predominately advises on investments and pensions with particular interests in the aspects of financial planning relating to divorce arrangements and later life care.

David Jones - Financial Planner
David Jones Financial Planner

David is a Financial Planner with Chilvester advising clients on all matters surrounding pensions and investments.

He joined our adviser team in 2016 following many years with a major UK bank.

Alex Corbett - Financial Planner
Alex Corbett Financial Planner

Alex has a background in employee benefits & pensions and now provides independent financial advice to clients on both business and personal finance matters.

Immediately prior to joining us, Alex worked in a technical role with another local IFA.

Melissa Thurgood
Melissa Thurgood Mortgage and Protection Adviser

Melissa joined our team in 2017.

She provides advice on residential and buy-to-let mortgages, insurance and protection arrangements.

Kirsty Mathis - Equity Release Specialist
Kirsty Mathis Equity Release Adviser

Kirsty is our equity release expert and specialises in advice around equity release arrangements, lifetime mortgages and insurances. She is a member of the Equity Release Council.

Sally Bailey - Paraplanner
Sally Bailey Paraplanner
Gill Shanley - Client Service Administrator
Gill Shanley Client Support Administrator
Jessica Tottman
Jessica Tottman Client Support Administrator
Mary Capener - Finance Manager
Mary Capener Finance Manager
Nickie Binstead - Accounts Manager
Nickie Binstead Accounts Manager
Ian Stone - Practice Manager
Ian Stone Compliance and Investment Administrator